Group Savings & Loan Tracker (GSLT)

The tool was customized to Group Saving Schemes and Small Microfinance and Lending Service Providers. The system’s functionalities are user authentication, client profiling, saving & withdraws, loan management, accounting and finance, update of ledgers, and communicating transaction using e-mail and mobile telephone messaging.

CLIENT MANAGEMENT

• Member Profiling
• Member signature & picture management
• Account opening & closing
• Individual, company and group profiles registration

LOAN MANAGEMENT

• Collateral and guarantor management
• Loan schedule generation
• Loan disbursement
• Automatic interest and penalty accrual
• Loan repayment
• Early partial and total repayments
• Loan rescheduling
• Disbursement & repayment receipts
• Loan Monitoring

SAVINGS MANAGEMENT

• Cash deposits & withdrawals
• Mandatory savings
• Generation of Payment receipt
• Anytime-Anywhere payment using mobile money, payway and visa

FINANCIAL REPORTING

• Records other income and expenditure
• Automates inter account transfers
• Enables bank reconciliation
• Generates general ledger statements, trial balance, income statement and balance sheet

SMS PLATFORM

Keeping everyone connected is essential for effective communication. Instantly send SMS alerts of outstanding fee, important notices and staff meetings.

STAFF PAYROLL

SACC Software guarantees an accurate salary processing, employee statutory deductions and employer statutory contributions.

DATA MANAGEMENT

• Automated Backups
• Recover data from backup files

USE CASE

• Group Saving Schemes
• Digital Lenders
• Mini Microfinance Institutions (School, Hospital, Company)

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